Travel guideMoney Exchange in Azerbaijan

Money Exchange in Azerbaijan

Practical guide · Updated January 2026

Overview

Where to exchange money in Azerbaijan, what rates to expect, and how to avoid poor deals.

Key information

Official rate1 USD ≈ 1.70 AZN (stable since 2017, pegged to USD)

Best ratesBanks and official mübadilə (exchange offices) in city centres

Airport exchangeAvailable but rates are typically 3–5% worse than city centre — only change what you need for transport

ATMsWidely available in Baku · Kapital Bank and ABB have the widest network · use your card for AZN cash

Credit cardsVisa and Mastercard widely accepted in Baku. Carry AZN cash for rural areas, bazaars, and village vendors.

AvoidHotel exchange desks (often worst rates) · unofficial 'street' exchange (illegal and risky)

Digital paymentsBolt and Uber accept cards. Many Baku restaurants now accept contactless. Markets are cash-only.

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